Terms & Conditions

Last Updated: August 2026

Welcome to CGScheme.com. These Terms & Conditions explain the rules and conditions that apply when you access or use our website.

By accessing or using CGScheme.com, you acknowledge that you have read and understood these terms. If you do not agree with these terms, please discontinue use of the website.

1. About CGScheme.com

CGScheme.com is an independent information website that publishes content about government schemes, Chhattisgarh Yojana updates, latest schemes, public services, and related topics.

The website is operated by:

Noureen Khan — Founder, Operator & Writer

Harshit Mishra — Editor & SEO Strategist

CGScheme.com is not an official government website, government department, or government representative unless a particular page clearly states otherwise.

2. Use of Our Website

You may access and use CGScheme.com for lawful, personal, informational, and non-commercial purposes, subject to these Terms & Conditions.

You agree not to use the website in a way that:

  • Violates applicable laws or regulations.
  • Attempts to gain unauthorized access to the website or its systems.
  • Interferes with the normal operation or security of the website.
  • Introduces malicious code, malware, or harmful software.
  • Uses automated methods to abuse, overload, or disrupt the website.
  • Copies or republishes substantial amounts of our original content without appropriate permission.
  • Misuses contact forms or other website features.
  • Attempts to impersonate CGScheme.com or its team.

We reserve the right to restrict or terminate access to website features where reasonably necessary to protect the website, users, or our content.

3. Information on This Website

The information published on CGScheme.com is provided for general informational and educational purposes.

Our content may cover:

  • Government schemes
  • Yojana updates
  • Eligibility information
  • Benefits
  • Required documents
  • Application procedures
  • Registration information
  • Status-checking guides
  • Payment-related information
  • Government announcements
  • Other public-service topics

We make reasonable efforts to research and review our content, but we do not guarantee that every piece of information will always be complete, current, or free from errors.

Government policies, scheme rules, application procedures, dates, eligibility requirements, and other information may change.

4. Verify Official Information

CGScheme.com is an independent information website.

When dealing with government schemes or services, readers should verify important information through the relevant official government department or portal before taking action.

This is particularly important before:

  • Submitting an application
  • Providing personal information
  • Uploading documents
  • Making a payment
  • Relying on an eligibility requirement
  • Following a deadline
  • Using an online government portal

CGScheme.com does not guarantee the approval, rejection, payment, or outcome of any government application.

5. No Professional Advice

Information on CGScheme.com should not be considered legal, financial, tax, medical, or other professional advice.

Where a matter requires professional guidance or an official decision, you should consult an appropriately qualified professional or relevant government authority.

6. Accuracy and Updates

We aim to provide useful and responsibly researched information.

However, information may become outdated after publication.

We may update articles when:

  • Official information changes.
  • A government scheme is modified.
  • Eligibility requirements change.
  • Application procedures change.
  • Dates or deadlines are revised.
  • An official website or portal changes.
  • An error is identified.

We do not guarantee that every article will be updated immediately after an external change occurs.

7. Corrections

If you believe that an article contains incorrect, incomplete, or outdated information, you can contact us.

Email: contact@cgscheme.com

Please provide the article title or URL and explain the information that you believe needs correction.

We may review the information and make an appropriate correction or update where warranted.

8. Intellectual Property

Unless otherwise stated, original content created and published by CGScheme.com, including written articles, website design elements, graphics, and other original materials, is protected by applicable intellectual-property laws.

You may read and access our content for personal and informational purposes.

You may not reproduce, republish, distribute, sell, or substantially reuse our original content without appropriate permission, except where such use is permitted by applicable law.

For copyright-related matters, please refer to our DMCA / Copyright Policy.

9. Government Information and Third-Party Material

Government facts, public notices, official documents, and other materials may have their own ownership and legal status.

CGScheme.com does not claim ownership of third-party material simply because it is discussed or referenced on our website.

Third-party names, logos, trademarks, images, and other intellectual property remain the property of their respective owners unless stated otherwise.

10. External Links

Our website may contain links to external websites, including official government portals and other third-party websites.

External links are provided for convenience, additional information, or verification purposes.

We do not control external websites and are not responsible for their:

  • Content
  • Accuracy
  • Availability
  • Security
  • Privacy practices
  • Terms and conditions
  • Cookies
  • Services

A link to an external website does not necessarily mean that CGScheme.com endorses or is officially affiliated with that website.

11. User Accounts

Some features of CGScheme.com may allow users to create or maintain an account.

If you create an account, you are responsible for providing accurate information and maintaining the security of your account credentials.

You should not share your password or knowingly allow unauthorized access to your account.

If you believe your account has been accessed without authorization, you should take appropriate steps to secure it and contact us if necessary.

We may suspend or restrict accounts that are used in violation of these Terms & Conditions or applicable law.

12. Contact Forms and User Submissions

CGScheme.com may provide contact forms or other communication features.

When contacting us, you should provide information that is relevant and accurate.

Do not submit:

  • Malicious code
  • Spam
  • Fraudulent information
  • Unlawful material
  • Material that infringes another person’s rights
  • Unnecessary sensitive personal information

Submitting feedback or information does not guarantee publication or a response.

13. Advertising

CGScheme.com may display advertisements through third-party advertising services.

Advertisements are separate from our editorial content.

We do not guarantee the accuracy, quality, availability, or suitability of products or services advertised by third parties.

Users should evaluate third-party products and services independently and review the relevant provider’s terms and policies.

14. Future Commercial or Affiliate Relationships

CGScheme.com may use advertising, affiliate links, sponsorships, or other commercial arrangements in the future.

Where appropriate, commercially supported content or relationships may be disclosed to readers.

A commercial relationship does not mean that CGScheme.com represents a product, service, government scheme, or organization as officially approved or endorsed unless such approval can be supported by appropriate evidence.

15. Privacy and Cookies

Your use of CGScheme.com may also be subject to our privacy and cookie practices.

Please review our:

  • Privacy Policy
  • Cookie Policy
  • Disclaimer
  • AI Usage Policy
  • Editorial Policy

These policies provide additional information about how the website operates and how information may be handled.

16. AI-Assisted Content

CGScheme.com may use AI-assisted tools as part of its editorial workflow.

AI tools may assist with tasks such as organization, drafting, language improvement, or content structure.

AI output is not treated as an authoritative source, and important information is subject to human review and appropriate research.

For more information, please see our AI Usage Policy.

17. Website Availability

We aim to keep CGScheme.com available and functional, but we do not guarantee uninterrupted or error-free access.

The website may occasionally be unavailable because of:

  • Maintenance
  • Technical problems
  • Hosting issues
  • Security measures
  • Software updates
  • Third-party service interruptions
  • Events outside our reasonable control

We may modify, suspend, or discontinue any part of the website when reasonably necessary.

18. Limitation of Liability

To the extent permitted by applicable law, CGScheme.com and its team are not responsible for losses, damages, application outcomes, missed deadlines, rejected applications, inaccurate third-party information, website interruptions, or other consequences resulting from reliance on information published on the website.

This does not exclude or limit any liability that cannot legally be excluded or limited under applicable law.

19. No Guarantee of Results

We do not guarantee that using information from CGScheme.com will result in:

  • Approval of a government application
  • Receipt of a government benefit
  • Successful registration
  • Payment of a scheme benefit
  • Acceptance by a government department
  • Any particular result

Government authorities make decisions according to their own rules, procedures, and records.

20. Changes to the Website

We may change, update, remove, or add website content, features, services, or functionality at any time.

We may also revise these Terms & Conditions when necessary.

The updated version will be published on this page with a revised Last Updated date.

21. Changes to These Terms

By continuing to use CGScheme.com after updated Terms & Conditions are published, you acknowledge the updated terms to the extent permitted by applicable law.

We encourage users to review this page periodically.

22. Governing Law

These Terms & Conditions are intended to operate subject to the applicable laws and regulations governing the website and its users.

Any legal matter arising from the use of CGScheme.com will be handled according to applicable law and the jurisdiction of the appropriate courts.

Nothing in these Terms & Conditions is intended to remove or restrict any rights that cannot legally be excluded.

23. Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable under applicable law, the remaining provisions will continue to apply to the extent permitted by law.

24. Contact Us

If you have questions about these Terms & Conditions, website content, corrections, or other website-related matters, please contact us:

CGScheme.com
Email: contact@cgscheme.com

When contacting us about a specific article, please include its URL so that our team can identify it more easily.

Final Notice

By using CGScheme.com, you acknowledge that the website provides general informational content and that government information can change.

For important applications, eligibility requirements, deadlines, payments, and official procedures, always verify the latest information with the relevant government authority or official portal.

CGScheme.com aims to provide useful and responsibly researched information while remaining transparent about the limitations of online information.